- Health & Well-Being
- 401(k) & Profit Sharing
- Time Away From Work
- Other Benefits
- Summary Plan Documents & Required Notices
Health Savings Accounts, or HSAs, are Associate owned savings accounts that allow Associates to set aside money on a pre-tax basis to pay for qualified expenses. Associates will be auto enrolled 2025 with WEX. More information including all the exciting investment opportunities are coming soon!
Health Care Flexible Spending Accounts, or FSAs, are designed to help Associates enrolled in the PPO medical Plan to pay for medical expenses with pre-tax dollars.
Limited Purpose Flexible Spending Accounts are designed to help Associates enrolled in a High Deductible Health Plan (HDHP) to pay for dental and vision expenses with pre-tax dollars.
Dependent Care Flexible Spending Accounts enable Associates to set aside tax free dollars to pay for child care expenses for dependent children under the age of 13. These dollars can also be used for expenses related to adult daycare expenses.
The three Flexible Spending Accounts are designed to help with expected expenses. It is highly recommended that you make contributions based on those expenses. Rules imposed by the IRS states that any deposits not used for expenses incurred during the plan year will be forfeited. This is known as the “use-it-or-lose it rule”. Other IRS rules may apply based on the plan that you select.
We are excited to announce that Fischer Homes has decided to partner with WEX to administer your Health Savings Account (HSA) effective January 1st, 2025. WEX offers an innovative HSA that we know you’ll love, including:
Starting January 1, 2025, Fischer Homes will begin to send your HSA and FSA payroll contributions to your new WEX Account. Please review the below link if you need further assistance on how to register your new account in January.
Transferring your existing HSA funds from Heartland Bank is optional. You can choose to transfer all, part, or none of your balance and investments to your new WEX HSA any time after January 1st, 2025. To transfer your funds, follow these steps:
Remember, transferring your funds is not mandatory. You can keep your existing funds at Heartland Bank while receiving new contributions at WEX in 2025. Any funds previously deposited at Heartland Bank are your funds to use for qualified medical, dental and vision expenses.
Any current Medical FSA, Limited FSA and Dependent FSA elections with Navia will end December 31, 2024. All claims must be submitted for calendar year 2024 by March 31, 2025 with Navia directly.
All 2025 FSA contributions via payroll will go directly to WEX moving forward. Please review the key dates and action items below. If you have additional questions, please reach out to Payroll@fischerhomes.com.
Key Dates:
Last Day to Submit Claims with Navia for calendar year 2024:
March 31,2025
First Day to Submit Claims with WEX:
January, 1, 2025
Actions Required:
Review Your Account:
Please log in to your current 2024 Navia FSA account and review your balance and any pending claims.
Submit Outstanding Claims:
Ensure all outstanding claims are submitted to Navia by March 31, 2025 for calendar year 2024.
Enroll with New Vendor: You will be able to enroll with WEX January 1, 2025. Use this guide on how to set up your account in January. WEX – How to setup your online account
Please review our Navia to WEX FAQ for additional resources.
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