- Health & Well-Being
- 401(k) & Profit Sharing
- Time Away From Work
- Other Benefits
- Summary Plan Documents & Required Notices
The Fischer Homes HSA Basic plan, through United Medical Resources, has a national network of physicians and hospitals. If you prefer to use an out of network provider, you will pay a larger portion of the cost of the services provided. Routine, preventive services such as annual physicals, ob/gyn exams, and immunizations are covered at no cost to you if you obtain these services from a network provider.
The chart below is a summary of the key features of the HSA Basic Plan. For more information about coverage with this plan please refer to the Summary of Benefits and Coverage, call UMR 1-800-826-9781 or visit the United Medical Resources website.
| HSA Basic Plan | |
|---|---|
| Medical plan Feature | in Network |
| Paycheck Contributions | Lower |
| Employer HSA Contribution | $1,080 / $1,440/ $1,560/ $2,040 |
| Annual Deductible | $4,000 / $8,000 |
| Out-of-Pocket Maximum | $6,550 / $13,100 |
| Coinsurance | 20% |
| Office Visit (PCP/SPCC) | 20% After Deductible |
| Emergency Room | 20% After Deductible |
| Urgent Care | 20% Coinsurance |
| Preventive Care/Screenings | No Charge |
| Diagnostic Tests/Imaging | 20% Coinsurance |
| Pharmacy Benefits | SmithRx |
Prescription tiers (After Deductible) | $10 / $35 / $60 |
Click here to view all Medical Plan Options.
The Associate premium rates for 2025 are shown in the table below.
| Bi-Weekly | Annual | |
|---|---|---|
| Associate Only | $36 | $864 |
| Associate Plus Spouse or Domestic Partner | $138 | $3,312 |
| Associate Plus Child(ren) | $103 | $2,472 |
| Family | $235 | $5,640 |
Associates that enroll in the HSA Plus Plan will be auto enrolled in their new HSA account through WEX January 2025.
In addition to contributions you may make to your HSA account, Fischer Homes also contributes to your Health Savings Account each pay, helping you offset the higher out-of-pocket expenses of this plan. The bi-weekly contribution amount is based on the level of coverage selected:
| Bi-Weekly Contribution | Annual Contribution | |
|---|---|---|
| Associate Only | $45 | $1,080 |
| Associate Plus Spouse or Domestic Partner | $65 | $1,560 |
| Associate Plus Child(ren) | $60 | $1,440 |
| Family | $85 | $2,040 |
ID Card
Sign into your medical plan account to view your member ID card online, or download the United Medical Resources App.
HSA with WEX
All Associates enrolled in one of the HSA plans will automatically enroll into their HSA through WEX in 2025. Be on the lookout for more information in December via email and detailed information mailed to your home.
© 2024 Fischer Homes, Inc.