- Health & Well-Being
- 401(k) & Profit Sharing
- Time Away From Work
- Other Benefits
- Summary Plan Documents & Required Notices
Associates can purchase Critical Illness insurance to help cover out-of-pocket expenses associated with a serious illness. You may have medical insurance. But that doesn’t mean you’re covered for all of the expenses resulting from a serious illness that you probably haven’t budgeted for — things like co-pays, deductibles, loss of income, child care, and travel expenses. Group Critical Illness insurance helps fill the gap caused by these out-of-pocket costs, creating a financial safety net for you and your family.
How Does Critical Illness Insurance Work?
| 1 You get diagnosed. | 2 The carrier sends you a check. | 3 You focus on getting better. |
|---|---|---|
Your health insurance covers many of your treatment costs, but you may still have expenses you weren’t planning for. | With approval of your claim, the carrier will pay benefits directly to you. Then you decide how to spend the money. | With the additional financial benefit helping to cover your out-of-pocket or everyday expenses, you can think about what matters most- getting better. |
Associates can select from several levels of coverage and can also select coverage for their spouse or children.
Questions? Refer to the Critical Illness Claim FAQ
Need to File a Claim?
To file a Claim: Critical Illness Claim Form
Submit for Health Reimbursement: Health Maintenance Screening Claim Form
© 2024 Fischer Homes, Inc.