- Health & Well-Being
- 401(k) & Profit Sharing
- Time Away From Work
- Other Benefits
- Summary Plan Documents & Required Notices
The Fischer Homes PPO plan, through United Medical Resources, has a national network of physicians and hospitals. If you prefer to use an out-of-network provider, you will pay a larger portion of the cost of the services provided. Routine, preventive services such as annual physicals, ob/gyn exams, and immunizations are covered at no cost to you if you obtain these services from a network provider.
The chart below is a summary of the key features of the PPO plan. For more information about coverage with this plan please refer to the Summary of Benefits and Coverage, call UMR at 1-800-826-9781, or visit United Medical Resources.
| PPO Plan | |
|---|---|
| Medical Plan Feature | in Network |
| Employer HSA Contributions | None |
| Annual Deductible | $1,000/ $2,000 |
| Out-of-Pocket Maximum | $6,500/ $13,000 |
| Coinsurance | 20% |
| Office Visit (PCP/SPCC) | $0 / $100 |
| Emergency room | $250 + 20% |
| Urgent Care | $50 |
| Preventive Care/Screenings | No Charge |
| Diagnostic Tests/Imaging | 20% Coinsurance |
| Hospital Stay | 20% Coinsurance |
| Pharmacy Benefits | SmithRx |
Prescription Tiers (After Deductible) | $0 / $50 / $100 /$250 |
Click here to view all Medical Plan Options.
The Associate premium rates for 2025 are shown in the table below.
| Bi-Weekly | Annual | |
|---|---|---|
| Associate Only | $124 | $2,976 |
| Associate Plus Spouse or Domestic Partner | $341 | $8,184 |
| Associate Plus Child(ren) | $270 | $6,480 |
| Family | $545 | $13,080 |
ID Card
Sign into your medical plan account to view your member ID card online, or download the United Medical Resources App.
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