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Benefits

Dental Plans

Fischer Homes offers a choice of two dental plans, Dental Plus and Dental Basic, both through UnitedHealthCare. Both plans allow you to visit any dentist you choose; however, you will save money when you stay in-network.

Both dental plans cover some or all of the cost of:

  • Preventative care such as routine exams and cleanings, sealants, X-rays, space maintainers
  • Basic treatment (root canals, extractions, oral surgery, anesthesia, fillings)
  • Major treatment (bridges, crowns, dentures)

Difference in Plans

The chart below summarizes the key differences between the plans.  Please refer to the plan details on the UHC website or the Summary of Benefits and Coverage for further details.

 Dental PlusDental Basic
Dental Plan FeatureIn NetworkIn Network
Paycheck ContributionsHigherLower
Individual Annual Deductible$50$50
Family Annual Deductible$150$150
Annual Maximum Benefit$1,500$1,500
Preventive Care100% covered (no deductible)100% covered (no deductible)
Basic Treatment80% after deductible50% after deductible
Major Treatment50% after deductible50% after deductible
Orthodontia

50% coverage Up to $1,000

lifetime maximum (available to children only)

Not covered

The Associate premium rates for 2025 are shown in the table below.

 PlusBasicPlusBasic
Associate Only$22.77$18.87$546.36$452.76
Associate Plus Spouse or Domestic Partner$45.54$37.72$1,092.84$905.16
Associate Plus Child(ren)$47.81$39.60$1,147.44$950.28
Family$79.18$43.61$1,900.32$1,046.64

ID Card

Sign into your dental plan account to view your member ID card online or download the UnitedHealthcare App.